Legal
Last updated: June 2025. Please read these terms carefully before using our services. By accessing LoanWala, you agree to be bound by these terms.
Clause 1
By visiting loanwalaindia.com or using any of our services — including loan advisory, insurance, or investment guidance — you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please discontinue use of our platform immediately.
Clause 2
LoanWala is a financial advisory and loan facilitation platform. We are not a bank, NBFC, or direct lender. Our role is limited to:
Clause 3
To use our services, you must be at least 18 years of age, a resident of India, and legally capable of entering into a binding agreement. Use of our services by minors or on behalf of others without authorisation is prohibited.
Clause 4
You agree to provide accurate, complete, and up-to-date information when submitting any application or enquiry. Providing false or misleading information may result in:
Clause 5
LoanWala facilitates the loan application process but does not guarantee loan approval, specific interest rates, or loan amounts. Final disbursement decisions are made solely by the partnering bank or NBFC based on their internal credit assessment policies.
Clause 6
All content on this website — including text, graphics, logos, icons, images, and software — is the exclusive property of LoanWala and protected under Indian intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written consent.
Clause 7
To the maximum extent permitted by law, LoanWala shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services, including but not limited to: loss of income, credit rejection, or reliance on advisory content. Use our services at your own discretion.
Clause 8
These Terms & Conditions shall be governed by the laws of India. Any disputes arising from your use of LoanWala services shall be subject to the exclusive jurisdiction of courts in Ranchi, Jharkhand. We encourage resolving disputes amicably through our support channels before initiating legal proceedings.
Clause 9
LoanWala reserves the right to update or modify these Terms & Conditions at any time. Changes will be effective upon posting to this page with an updated date. Continued use of our services after changes constitutes acceptance of the revised terms. We recommend reviewing this page periodically.